HP 12C User's Manual

Download Operation & user’s manual of HP 113394 - 12C Platinum Calculator Calculator for Free or View it Online on All-Guides.com.

HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 1
1
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 2
2
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 3
3
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 4
4
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 5
5
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 6
6
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 7
7
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 8
8
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 9
9
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 10
10
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 11
11
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 12
12
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 13
13
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 14
14
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 15
15
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 16
16
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 17
17
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 18
18
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 19
19
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 20
20
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 21
21
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 22
22
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 23
23
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 24
24
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 25
25
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 26
26
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 27
27
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 28
28
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 29
29
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 30
30
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 31
31
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 32
32
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 33
33
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 34
34
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 35
35
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 36
36
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 37
37
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 38
38
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 39
39
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 40
40
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 41
41
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 42
42
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 43
43
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 44
44
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 45
45
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 46
46
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 47
47
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 48
48
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 49
49
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 50
50
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 51
51
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 52
52
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 53
53
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 54
54
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 55
55
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 56
56
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 57
57
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 58
58
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 59
59
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 60
60
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 61
61
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 62
62
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 63
63
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 64
64
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 65
65
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 66
66
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 67
67
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 68
68
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 69
69
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 70
70
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 71
71
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 72
72
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 73
73
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 74
74
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 75
75
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 76
76
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 77
77
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 78
78
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 79
79
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 80
80
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 81
81
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 82
82
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 83
83
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 84
84
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 85
85
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 86
86
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 87
87
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 88
88
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 89
89
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 90
90
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 91
91
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 92
92
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 93
93
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 94
94
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 95
95
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 96
96
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 97
97
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 98
98
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 99
99
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 100
100
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 101
101
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 102
102
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 103
103
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 104
104
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 105
105
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 106
106
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 107
107
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 108
108
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 109
109
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 110
110
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 111
111
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 112
112
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 113
113
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 114
114
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 115
115
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 116
116
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 117
117
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 118
118
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 119
119
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 120
120
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 121
121
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 122
122
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 123
123
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 124
124
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 125
125
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 126
126
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 127
127
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 128
128
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 129
129
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 130
130
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 131
131
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 132
132
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 133
133
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 134
134
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 135
135
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 136
136
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 137
137
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 138
138
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 139
139
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 140
140
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 141
141
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 142
142
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 143
143
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 144
144
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 145
145
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 146
146
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 147
147
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 148
148
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 149
149
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 150
150
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 151
151
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 152
152
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 153
153
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 154
154
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 155
155
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 156
156
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 157
157
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 158
158
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 159
159
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 160
160
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 161
161
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 162
162
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 163
163
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 164
164
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 165
165
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 166
166
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 167
167
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 168
168
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 169
169
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 170
170
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 171
171
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 172
172
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 173
173
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 174
174
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 175
175
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 176
176
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 177
177
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 178
178
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 179
179
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 180
180
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 181
181
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 182
182
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 183
183
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 184
184
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 185
185
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 186
186
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 187
187
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 188
188
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 189
189
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 190
190
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 191
191
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 192
192
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 193
193
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 194
194
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 195
195
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 196
196
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 197
197
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 198
198
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 199
199
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 200
200
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 201
201
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 202
202
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 203
203
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 204
204
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 205
205
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 206
206
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 207
207
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 208
208
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 209
209
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 210
210
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 211
211
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 212
212
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 213
213
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 214
214
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 215
215
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 216
216
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 217
217
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 218
218
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 219
219
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 220
220
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 221
221
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 222
222
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 223
223
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 224
224
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 225
225
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 226
226
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 227
227
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 228
228
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 229
229
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 230
230
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 231
231
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 232
232
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 233
233
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 234
234
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 235
235
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 236
236
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 237
237
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 238
238
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 239
239
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 240
240
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 241
241
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 242
242
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 243
243
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 244
244
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 245
245
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 246
246
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 247
247
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 248
248
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 249
249
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 250
250
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 251
251
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 252
252
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 253
253
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 254
254
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 255
255
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 256
256
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 257
257
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 258
258
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 259
259
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 260
260
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 261
261
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 262
262
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 263
263
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 264
264
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 265
265
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 266
266
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 267
267
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 268
268
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 269
269
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 270
270
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 271
271
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 272
272
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 273
273
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 274
274
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 275
275
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 276
276
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 277
277
HP 113394 - 12C Platinum Calculator Operation & user’s manual - Page 278
278
4 Introduction
File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 4 of 275
Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm
z The various appendices describe additional details of calculator operation as
well as warranty and service information.
z The Function Key Index and Programming Key Index at the back of the
handbook can be used as a handy page reference to the comprehensive
information inside the manual.
Financial Calculations in the United Kingdom
The calculations for most financial problems in the United Kingdom are identical to
the calculations for those problems in the United States — which are described in
this handbook. Certain problems, however, require different calculation methods in
the United Kingdom than in the United States. Refer to Appendix G for more
information.
For More Solutions to Financial Problems
In addition to the specialized solutions found in Sections 12 through 16 of this
handbook, many more are available in the optional hp 12c platinum Solutions
Handbook. Included are solutions to problems in lending, forecasting, pricing,
statistics, savings, investment analysis, personal finance, securities, Canadian
mortgages, learning curves in manufacturing, options pricing, and queuing theory.
The solutions handbook is available online at the hp 12c platinum website.
HP would like to thank the following for their contribution:
Gene Wright, Lipscomb University, Nashville, TN, USA
and
Tony Hutchins, Wellington, NZ
Jordi Hidalgo, Barcelona, Spain